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Argos Card Credit Plans

Shop at Argos with flexible payment plans that give you longer to pay. Representative 29.9% APR Variable.

For the latest COVID19 Argos Card updates, please click here

    Apply for an Argos Card

    Representative 29.9% APR Variable

    With an Argos Card credit plan you can buy anything at Argos right away but pay for it later. Credit subject to status.

    Learn how to apply

    Shop with an Argos Card

    So, what credit plans are available?

    We have standard 3-6 month credit plans, plus special offer plans on certain products. With an Argos Card, you won't pay any interest as long as you pay off your balance within the agreed period. If you don’t pay in full, you’ll be charged interest on any balance remaining at the end of the plan. This interest will be backdated to the date of purchase.

    See all credit plans & offers

    Manage your Argos Card account

    Already got an Argos Card?

    From making payments, to changing your contact details, it's quick and easy to keep on top of your finances with the Argos Card app.

    Manage your account

    Don't take our word for it...

    Get the low-down from other customers

    Have a read and see how others' rate and review their Argos Card and application experience.

    Read all reviews

    Want to learn more?

    Credit Scores

    Being a grown up is hard. While credit scores might seem dull, getting your finances in shape is a really important life admin task to tick off the list. We've pulled together some info with Sainsbury's Bank to make it all a bit easier to understand.

    Your guide to Credit Scores

    A to Z of finance terms

    What on earth does that mean? Some abbreviations, institution names and definitions in the banking and finance world can be confusing. We've brought together a glossary of words to help simplify the small print and untangle the T&Cs...

    A to Z of finance terms

    Need more info? Here are some quick links...

    We treat all our customers and their applications on an individual basis. The APR we offer is determined by the details you supply and the credit you are applying for, along with an independent verification of your credit and repayment history.

    Argos Limited is authorised and regulated by the Financial Conduct Authority as a credit broker, and works exclusively with the Argos Card lender, Home Retail Group Card Services, who are authorised and regulated by the Financial Conduct Authority to provide credit. 

    Home Retail Group Card Services Ltd and Home Retail Group Insurance Services Ltd are member of the Finance & Leasing Association and complies with its Lending Code a copy of which is available at or can be provided on request.

    Spread the cost on your Argos shopping with an Argos Card. Spend over £50 to choose from one of our standard credit plans or check out our special offer credit plans. These are time-limited credit offers available on top products including phonesfurniture and vacuum cleaners.

    The Argos Card allows you to buy now, pay later and it’s easy to manage your account with the Argos Card App. So, if you need a new washing machine, want to shop the latest looks from Tu Clothing or are on the hunt for the latest gaming PC, apply for an Argos Card online or in-store.

    Credit subject to status. T&Cs apply. Representative 29.9% APR variable.